Georgia Mortgage Rate

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However, you cannot wipe out that debt (or discharge the debt) for another six years. Chapter 7 eliminates Credit Card debts, Medical debts, Personal loan debts, Lawsuit debts, Deficiency debts on repossessed autos and foreclosures, Personal Injury Debts - except driving while intoxicated and criminal injury, etc. There are certain debts that cannot be discharged in a Chapter 7 bankruptcy. To do so, you have to sing a voluntary "Reaffirmation Agreement". These include alimony, child support, fraudulent debts, certain taxes, student loans, etc. You may keep certain secured debts such as your car or your furniture or house by reaffirming those debts.

We are well acquainted with the Georgia bankruptcy laws and procedures. There’s no exaggeration if we say that your quest for the best georgia mortgage rate solutions ends with us. In a Chapter 7 bankruptcy you wipe out your debts and get a fresh start. The trustee sells the assets and pays you, the debtor, any amount exempted. In fact, this is what so many people who have sought our services have realized. Chapter 7 bankruptcy is a liquidation where the trustee collects your assets and sells any of them that are not exempt. The net proceeds of the liquidation are then distributed among your creditors.